Credit Union jobs provide enriching and fulfilling careers for people wanting to work in the Financial Services Sector.
- Are you friendly and love to provide great service?
- Are you trustworthy and loyal?
- Are you detail oriented?
If you answer yes to these questions, you will fit right in and have a bright future if you have the work experience required by Credit Unions and can pass a background check.
What are the requirements for Credit Union jobs? What exactly is a Credit Union in comparison to a bank? These are all common questions for those seeking employment in the Financial Services industry.
What is a Credit Union?
Credit Unions are member-owned, not-for-profit financial organizations. From the outside, they appear very much like a traditional bank, so much so that a visitor may not be able to tell the difference between the two. They provide most services that a bank offers, including online banking, mobile deposits, and other features commonly associated with banking.
However, at a Credit Union you are a Member, not a Customer. The distinction may sound minor, but it is significant. Members have shares and ownership in the Credit Union.
Credit Unions can be found throughout the United States and they provide a variety of services, including auto and business loans. Indeed, because business is booming for Credit Unions more so than ever before, now is an excellent time to look at Credit Union jobs.
In addition, most jobs at Credit Unions require that applicants pass a background check. Applicants may also need to pass a credit check (the details and restrictions depend on the criteria set by the Credit Union) or have certain levels of formal education, ranging from two-year associates degrees to more advanced degrees, such as a master’s degree.
Credit Union Jobs
- Teller – handles transactions such as cashing checks, accepting loan payments, and answering member questions
- Member Service Representative – opens new accounts for members and explains how the Credit Union can do more for them to meet their financial goals.
- Financial Service Representative – assists members with applications for loans and possibly underwriting, approval and funding within policy and guidelines
- Accounting – account reconciliation, accounts payable and accounts receivable
- Branch Manager – supervision of staff including scheduling and career development
- Human Resources – new hire orientation, compliance with hiring guidelines and staffing needs