Banks and Credit Unions both offer a variety of financial services

  • Checking Accounts
  • Credit and Debit Cards
  • Loan services including
    • Auto, RV, Boat, Home Improvement, Mortgages, and other consumer loans
    • Business Loans including Lines of Credit
  • Retirement and Investment Services
  • Safe Deposit Boxes

Banks and Credit Unions have Differences 

Credit Unions

  • Credit Unions offer memberships to a designated group.  The designated group may be based on your employer or the geographical area where you live or work.
  • Credit Unions are a Not For Profit organization


  • Banks may accept anyone as a customer regardless of where you live or work
  • Banks will participate in more complex commercial loans for real estate development and multi-national business needs
  • Banks are For Profit companies


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