Banks and Credit Unions both offer a variety of financial services

• Checking Accounts
• Credit and Debit Cards
• Loan services including
  • Auto, RV, Boat, Home Improvement, Mortgages, and other consumer loans
  • Business Loans including Lines of Credit
• Retirement and Investment Services
• Safe Deposit Boxes

Banks and Credit Unions have Differences 

Credit Unions

• Credit Unions offer memberships to a designated group.  The designated group may be based on your employer or the geographical area where you live or work.
• Credit Unions are a Not For Profit organization

Banks

• Banks may accept anyone as a customer regardless of where you live or work
• Banks will participate in more complex commercial loans for real estate development and multi-national business needs
• Banks are For Profit companies